Mortgage & Housing Calculators
Understand the full cost of homeownership, compare mortgages and assess what fits your monthly budget.
Mortgage CalculatorEstimate a home payment beyond the advertised principal and interest by including taxes, insurance and HOA charges.Mortgage Amortization CalculatorExplore where each monthly mortgage payment goes and see how the remaining balance falls over time.Home Affordability CalculatorWork backward from income, existing debts and a chosen budget ratio to estimate an affordable home price.Mortgage Refinance CalculatorCompare your existing mortgage payment with a possible refinanced rate and estimate when closing costs may pay back.Extra Mortgage Payment CalculatorSee how extra principal payments can shorten a fixed-rate mortgage and lower interest over its life.Down Payment CalculatorTranslate a desired down-payment percentage into cash needed before purchasing a home.Rent vs. Buy CalculatorExamine how renting and owning may compare over several years using explicit assumptions rather than one blanket rule.Home Equity CalculatorFind the difference between an estimated home value and outstanding mortgage debt.Rent Affordability CalculatorChoose a monthly rent ceiling based on income, recurring obligations and your preferred affordability rule.
Make better use of these tools
Each calculator addresses a different question. Start with the tool that matches your situation, enter your own assumptions, and review the supporting figures rather than relying on the headline result alone.
Use the PDF export to document a scenario or repeat the calculation with different rates and amounts. These estimates are useful for planning, but actual financial terms and individual circumstances may differ.
Read our calculation methodology →